TestCloud
Prep • Practice • Perform
Log In

RBI Introduces Offline Transaction Feature for Digital Rupee.

Banking & Finance | Dated: 05 Mar 2026

The Reserve Bank of India (RBI) has officially rolled out the offline transaction functionality for the Central Bank Digital Currency (CBDC) or Digital Rupee. This feature enables users to execute retail payments in areas with poor or no internet connectivity.

🎯 Key Highlights:

  • Transactions are authenticated using Near Field Communication (NFC) technology.
  • A maximum limit of Rs 500 per offline transaction has been set.
  • The total limit for offline wallet balance is capped at Rs 2000.

💡 Other Important Facts:

  • Currency: Digital Rupee.
  • Feature: Offline Transactions.
  • Transaction Limit: Rs 500.

📚 Test Your Knowledge:

The Reserve Bank of India recently introduced offline transaction capabilities for the Digital Rupee. What is the maximum limit set per offline transaction?

Correct Answer: Rs 500

🚀 Quick Recap:

About Digital Rupee

  • Issuer - Reserve Bank of India
  • Type - Central Bank Digital Currency