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RBI Releases List of Domestic Systemically Important Banks (D-SIBs) for 2025.

Banking & Finance | Dated: 30 Dec 2025

The Reserve Bank of India (RBI) has released the 2025 list of Domestic Systemically Important Banks (D-SIBs). State Bank of India (SBI), HDFC Bank, and ICICI Bank continue to be identified as D-SIBs. These banks are considered "too big to fail" and are subject to higher capital conservation buffer requirements.

🎯 Key Highlights:

  • SBI is placed in Bucket 4, requiring an additional Common Equity Tier 1 (CET1) capital of 0.80%.
  • HDFC Bank falls in Bucket 2 (0.40% additional capital), while ICICI Bank is in Bucket 1 (0.20%).
  • The classification is based on data as of March 31, 2025.

💡 Other Important Facts:

  • List: D-SIBs 2025.
  • Banks: SBI, HDFC, ICICI.
  • Concept: Too Big To Fail.

📚 Test Your Knowledge:

Which of the following banks is NOT in the RBI's 2025 list of Domestic Systemically Important Banks (D-SIBs)?

Correct Answer: Axis Bank

🚀 Quick Recap:

About RBI

  • Governor – Shaktikanta Das
  • HQ – Mumbai