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RBI Directs Visa and Mastercard to Stop Commercial Card Payments for B2B.

Banking & Finance | Dated: 16 Feb 2026

The Reserve Bank of India (RBI) has directed card networks like Visa and Mastercard to stop commercial card-based business-to-business (B2B) payments made via non-bank intermediaries. This move targets transactions where payments are routed through third-party fintech platforms to vendors who do not accept cards directly.

🎯 Key Highlights:

  • The concern relates to the flow of money through unauthorized routes.
  • Rent payments and vendor payments via fintech apps are affected.
  • RBI aims to ensure KYC compliance and prevent money laundering.

💡 Other Important Facts:

  • Action: Stop B2B Payments.
  • Regulator: RBI.
  • Target: Commercial Cards.

📚 Test Your Knowledge:

RBI recently paused B2B commercial card payments routed through which type of entities?

Correct Answer: Non-bank Intermediaries

🚀 Quick Recap:

About Visa/Mastercard

  • Type – Payment Networks
  • HQ – USA