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Government Hikes Interest Rates on Sukanya Samriddhi Yojana for Q4 FY26.

Economy & Business | Dated: 30 Dec 2025

The Central Government has hiked the interest rate on the Sukanya Samriddhi Yojana (SSY) scheme by 20 basis points to 8.2% for the January-March 2026 quarter. The interest rate on the 3-year Time Deposit has also been increased to 7.1%. Rates for other small savings schemes like PPF and NSC remain unchanged.

🎯 Key Highlights:

  • This makes Sukanya Samriddhi the highest-earning small savings scheme.
  • Interest rates on small savings schemes are reviewed quarterly by the Ministry of Finance.
  • The hike aims to encourage savings for the girl child and protect depositors from inflation.

💡 Other Important Facts:

  • Scheme: Sukanya Samriddhi Yojana.
  • New Rate: 8.2%.
  • Highest Rate: Among all schemes.

📚 Test Your Knowledge:

What is the new interest rate for the Sukanya Samriddhi Yojana for the Jan-March 2026 quarter?

Correct Answer: 8.2%

🚀 Quick Recap:

About Small Savings Schemes

  • Regulator – Ministry of Finance
  • Review Period – Quarterly